Retirement Planning and Investment Management

Bright Road Wealth manages all investment elements in order to maximize the probability of clients achieving all that is important to them.  We achieve this through:

  • Portfolio Performance Analysis
  • Risk Evaluation
  • Asset Allocation
  • Assessing the Impact of Costs
  • Assessing the Impact of Taxes
  • Designing a Customized Investment Plan

Advanced Planning

Advanced Planning = Wealth Enhancement + Wealth Transfer + Wealth Protection + Charitable Giving Wealth Enhancement consists of minimizing taxes paid to the Government, and making sure your cash flow meets your lifestyle needs. Wealth Transfer focuses on transferring your wealth in a thoughtful and effective manner to family members or others, if so desired. Wealth Protection covers risk mitigation: making sure your assets are appropriately titled, and that you are adequately insured in order to make sure none of your assets are unjustly taken from you.

Relationship Management

At Bright Road Wealth, we act as your personal Chief Financial Officer (CFO). We strive to build deep, open, and long-term relationships with our clients. We meet with clients quarterly, and we are always accessible via phone and email. The other important aspect of relationship management is working with your other experts. This includes your accountant, estate planning attorney, insurance professional or consultant. If you do not currently have a professional in one of these areas, we are happy to make a referral, if needed.

Retirement Plan Services

Whether you are a small business owner concerned about maximizing savings for yourself and your employees, or an individual with questions about your retirement plan, we can help. Employers have rightfully become concerned about their fiduciary responsibilities in regards to their plan(s). What does my plan cost? Is it too expensive? Am I meeting all ERISA requirements? Employees oftentimes find themselves facing questions such as: Am I saving enough? How do I invest my account in light of an overwhelming number of choices? Most importantly, am I on track for retirement? BRWM has a strong background in the retirement plan marketplace, and we are passionate about guiding participants to a fulfilling retirement, as well as helping plan sponsors understand and carry out their fiduciary responsibilities. We believe these goals are intertwined with one another. To accomplish these goals, we provide a high level of education to both participants and plan sponsors. Additionally, we are pleased to offer well-designed, low-cost retirement plans to our clients. Ultimately, such plans help avoid fiduciary pitfalls, while maximizing investment dollars for participants. After all, the more money a participant can save, the better off they will be in retirement.

Small Business Support

We help business owners find answers to complicated questions.

  • How can I prepare for an orderly exit from my business?
  • Am I protected in case a partner or key employee leaves or dies?
  • Is my family and business protected if I were to die unexpectedly?
  • What is my business worth?
  • I’m interested in selling my business. Where do I start?

Non-Profit Support

We believe that the non-profit space is underserved and overcharged for financial services. You are doing your best to do good work with finite resources and we want to help. We provide Non-Profit Boards and Executive Directors fiduciary support for their retirements plans and endowment/investment management.

The first appointment is always at no obligation, and at no expense.

Schedule a meeting today!